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Paul Gazelka

Paul Gazelka Ins Agcy Inc
(218) 829-9694

15229 Edgewood DR
Suite 100
Baxter, MN 56401

Across Highway from Menards

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I am a Minnesota Native and have lived in the Brainerd Lakes area for over 25 years with my beautiful wife Maralee. We have been married for 40 years, and we have five amazing children and five wonderful grandchildren. I received a degree in Business Management from Oral Roberts University in 1982. In addition to being a local State Farm agent, I just finished serving in the Minnesota Senate as the Majority leader. It was a privilege to serve the people of Minnesota in that capacity, as only the 29th person to have that position since Minnesota became a state in 1858. In my free time, I enjoy travel, gardening, sports, hunting, motorcycling, boating, and the great outdoors.

Our agency is a local small business gladly serving the Brainerd Lakes area, including Baxter, Nisswa, Pequot Lakes, Crosby, Pillager, Motley, Aitkin, Crosslake, Breezy Point, Staples, and other surrounding cities. We provide onsite services in our family friendly and pet friendly office and have a comfortable waiting area with coffee available. Walk-ins are welcome and we accept many forms of payments . Our experienced and dedicated team is always more than happy to help meet your insurance needs!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products


Office Hours

9am - 5pm
Call us 24 hours a day!
15229 Edgewood DR
Suite 100
Baxter, MN 56401
Map & Directions

At Paul Gazelka State Farm, we proudly serve Brainerd/Baxter, MN and the surrounding communities of E Gull Lake, Nisswa, Pequot Lakes, Pine River, Breezy Point, Crosslake, Merrifield, Crosby, Deerwood and all of Crow Wing and Cass Counties with reliable insurance coverage they can count on. We strive to provide the highest quality insurance products and services including car insurance, homeowners’ insurance, renters insurance, life insurance, health insurance, business insurance, and much more. Stop in and meet with our experienced insurance team to stay covered. We are committed to providing prompt responses to inquiries and friendly, professional, quality service to all customers. We always keep in mind State Farm’s mission of helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams.

Our team is small and effective. The first face you see when you walk in is our office manager, Kari, who has an extensive knowledge of property, casualty, and life insurance. If you look around the corner, you'll see Lydia, who can help you with your property and casualty needs. Both members of the team are knowledgeable, professional, and friendly, and they're always more than happy to assist you with all your insurance needs.

Kari Barnes State Farm Agent Team Member

Kari Barnes

Office Manager

Hello, My name is Kari and I am the office manager for the Paul Gazelka Agency. Born in the Brained Lakes Area and have spent most of my life right here. I have raised my three children here in the Brainerd Lakes Area and continue to love the lakes and all Northern MN has to offer. I started my career in the insurance industry over 20 years ago, the last 8 working for State Farm Agents, of those 6 here at Paul’s office. In my spare time you will find me enjoying life with Ed and our dog, Copper, either camping, biking, hiking, baking, traveling or with any of my 10 Grand kids, the greatest time is when you get to combine many of those into one trip!! I am very passionate about what I do and use my attention to detail to assistant you will all your insurance needs. I am licensed in Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Life Insurance, and Health Insurance as well as Recreational Vehicles Insurance including boats, jet skis, snowmobiles, campers ATV’s, UTV’s, Motorcycles.

Call, Click, or Stop By! I am here to help you all your Insurance Needs.

Lydia Gazelka State Farm Agent Team Member

Lydia Gazelka

Office Representative

Hi! I'm Lydia, and I'm the newest addition to the agency. I was born and raised in Minnesota and just recently graduated from Oral Roberts University with my Bachelor of Science in Psychology. When I'm not working, I LOVE spending time outdoors and have an extensive variety of creative hobbies and interests. I am very enthusiastic about helping people find the right products and services for them, and I consider myself a patient and empathetic person. I currently have my license in property and casualty, and my absolute favorite part about working at the office is getting to connect with the many different kinds of people we insure!